It's all about
the law
A look at the different legislation
we need to comply with.

Old Mutual Legislation

The legislation listed here centres around issues of compliance, financial advice and transparency.
Old Mutual LegislationYou'll find some of the required compliance and regulatory information below.

    The Promotion of Access to Information Act, 2000 (PAIA) gives persons the right to access information that is required to exercise or protect their rights. In terms of PAIA, before access to information requested by persons is granted, certain requirements have to be met. In general, you can visit our website without having to divulge any personal information about yourself. However, while using this website, including any communication tools such as emails or chatbot interaction, you may provide information about yourself or it may be collected by us. Access to your personal information held by us may also be requested by you or third parties. PAIA regulates and sets out the procedure for such a request and under what circumstances such access may be refused. The PAIA manual, the prescribed request form and information on applicable fees payable for access to this information, is available below.

    The Protection of Personal Information Act, 2013 aims to promote the protection of personal information processed by public and private bodies; to regulate the flow of personal information across the borders of the Republic; and. to provide for matters connected therewith.

    Your personal information may be used by us to provide the products and services you have requested. We may accordingly retain such information for purposes of transaction processing and administration, to monitor our website or to communicate directly with you.

    Your personal information sent to us or collected by us is treated as confidential. We may disclose or report your personal information if and when required to do so by law or any regulatory authority. 

    We take reasonable steps to protect your personal information, which includes, where appropriate, the use of encryption technology. We can however not guarantee the security of any information you share with us and you do so at your own risk.

    It is important that you check that you are dealing with registered and licensed financial service providers. This includes verifying the status of your adviser.

    In South Africa, the following Old Mutual businesses are governed by the requirements of Financial Advisory & Intermediary Services Act and they are authorised financial service providers:

    Old Mutual Life Assurance Company (South Africa) is also a member of the Association for Savings and Investment South Africa (‘ASISA’).

    Old Mutual has a controlling interest in the Old Mutual Group of Companies in South Africa and the Mutual and Federal Group of Companies. Such associates and ownership interests as are required to be listed in this Management Policy are set out below.

    Old Mutual South Africa also has a large number of ownership interests in third parties as defined in its shareholder investment portfolios.

    This policy deals with conflicts of interest between Old Mutual or its employees and you, when giving advice and providing intermediary services. The aim of the policy is make sure that we avoid or control any conflict of interest situations that could negatively affect you.

    Download the Conflict of Interest policy here.


    The new Insurance Act, 2017 which amends:

    • a) the Long Term Insurance Act (LTIA)
    • b) Short Term Insurance Act (STIA) ;and
    • c) the Policyholder Protection Rules (PPR)

    provides for regulatory and supervisory frameworks.


    Old Mutual Unit Trust Managers (RF) Proprietary Limited is registered as a management company under the Collective Investment Schemes Control Act 2002, in terms of which it operates unit trust portfolios under the Old Mutual Unit Trust Scheme, and is supervised by the Financial Sector Conduct Authority.


    This website and its content is owned by Old Mutual is protected by copyright and other intellectual property laws. All rights not expressly granted are reserved. Any unauthorised copying, reproduction, retransmission, distribution, dissemination, sale, publication, broadcast or other circulation, or exploitation of this material will constitute an infringement of such protection.

    Nothing contained on this website or in the content or information provided should be construed as granting any licence or right to use any of the marks without our prior written permission and no right, title or interest in any proprietary material contained on this website is granted to you.

    The Compliance policy forms part of the Old Mutual Limited (OML) Group Governance Framework (GGF) and its objective is to set the OML Group-wide principles for the management of Regulatory Compliance risk, defined as the risk of breaching laws, regulations or regulatory directives. We are committed to complying with regulatory requirements and have zero tolerance for deliberate non-compliance.

    Download the compliance policy.